Credit Appraisal Process Online Course
| Explanation | 9.1 |
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| Videos | 9.6 |
| Study Materials | 9.1 |
| Practice Tests | 9.5 |
Credit Appraisal Process is a perfectly designed course which aims at providing a platform , wherein the bankers can fall back for reference on any of the crucial facets of Credit Analysis Process.
This course will enable the Banking/Management Consultants to equip themselves to the anticipations of the bankers while conducting Credit Proposal evaluations.
Description
Intoduction –
Credit analysis is the fundamental process used by any financial institution to comprehend, analyse, and appreciate the identity, integrity, financial status, repayment ability, and other characteristics of a customer. They have to deal with new clients on a daily basis, and before granting any new loans to them, a banker is needed to do a thorough investigation on their customers.
Because of this, it is critical for every corporate banker to be familiar with credit analysis methodologies; otherwise, their mistakes during the process would be extremely costly, and in some cases, even beyond their control. Credit analysis is the process of determining a company’s or organization’s creditworthiness based on its financial performance. For want of a better expression, it is the assessment of a company’s capacity to meet its financial commitments on time.
Keeping this in mind, this course has been meticulously crafted to give bankers with a platform from which they may draw on for reference while dealing with the important parts of the Credit Analysis Process. Banking and management consultants might also benefit from this training, as it will prepare them to meet the expectations of bankers when dealing with credit proposal situations.
Course Highlights
- 109 videos
- 6 hours of content
Objectives Of This Courses
This programme will enable the participants to:
- Understand the concept of Credit Analysis
- Learn how to annalyze the Financial Statements
- Gain knowledge on the concepts of Project Financing , Working Capital and Bank Guarantee
- Develop expertise on the evaluation process of Credit Proposal and Term Loan Process
- Know about the calculation of Working Capital
- Develop knowledge on the concept of Letter of Credit
- Understand the detailed process of Credit Analysis
Benefits In This Course
Credit Appraisal Process is a well-designed course that attempts to provide a platform on which bankers may fall back for reference on any of the critical components of the Credit Analysis Process. The course is divided into three sections.
As a result of this training, Banking/Management Consultants will be better prepared to meet the expectations of bankers while performing Credit Proposal reviews.
Students will get a “Certificate of Completion” if they have successfully completed the course requirements.
Topics Covered In This Course
- Introduction to Credit Analysis
- Financial Statements Reading Skill
- Analysis of Financial Ratios
- Market Valuation Ratios
- Fund Flow Analysis for Identifying Diversion of Funds
- Cash Flow Analysis for Understanding Cash Generation and Movement
- Types of Business Loans
- Working Capital
- Cash Credit
- Letter of Credit
- Bank Guarantee
- Project Report
- Term Loan Appraisal
- Project Viability
- Cost of Project
- Break Even Analysis
- Credit Rating
- Bank Customer’s Angle
Who Can Enroll In This Course?
- Bankers
- Consultants (Management/Banking/Finance)
- Finance Managers
- Entrepreneurs who are looking for raising funds
- Department Heads
- Chartered Accountant
Examination For Certificate of Completion
After successful completion of the course, the students will need to appear for an online examination , hosted on the website of www.elearnmarkets.com.
Procedure:
- The student has to appear for an examination hosted on the website itself under “Test section >> Certification Test”
- Once the student successfully clears the examination, the certificate of completition will be genrated.
Other Details:
- Duration: 1.5 Hours
- Pattern of Questions: Multiple Choice Questions
- Qualifying Marks: 40% . No negative marking for this course.
Procedure for download of Certificate:
After successful completition of the examination , students can download soft copy of the certificate from the webiste: www.elearnmarkets.com itslef.
To download the Certificate , follow the following steps:
- Login to www.elearnmarkets.com
- Go to My-Courses Tab
- Click on the Get Certificate Tab and download the certificate
Additional information
Specification: Credit Appraisal Process Online Course
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