Certification Course In Online Financial Planning & Wealth Management

Intoduction –

Certification in Online Financial Planning & Wealth Management course is jointly certified by NSE Academy & Elearnmarkets (NSE Academy is a subsidiary of the National Stock Exchange of India).

As addition as recordings of live online sessions, this course offers preloaded chapter-by-chapter presentations (PDFs) and other resources ( to be loaded after the completion of the respective online class)

India’s banking sector is growing at a fast pace, thanks to the country’s increasing integration with global markets. When it comes to the financial system, it is a reflection of the country’s economic health. Financial planning and wealth management are the buzzwords in the finance industry, and it is one of the most well-regarded and well-paid professions in the financial services sector, according to Payscale.

Financial Advisors are a new breed of professionals that design financial plans for their clients and aid them in achieving their financial goals, either via their own companies or while working for banks or investment advising organisations. They are becoming more popular.

Due to the thorough course approach, you will be better able to grasp your financial objectives and will be more successful in growing, keeping, and protecting your wealth.

Course Highlights

• 24 + Hours of Live Interactive Sessions
• 25  Supplementary Study Materials
• Full-Length Test

Objectives Of This Courses

• Taking this course, which is jointly approved by the National Stock Exchange of India and Elearnmarkets, will assist participants in gaining the information, skills, attitudes, and values necessary to conduct themselves ethically and responsibly in the highly regulated financial services sector.
• Additionally, this programme will assist the participants in responding to the difficulties given by the evolving nature of the Financial Services Industry.
• Students will be introduced to the most significant words, regulations, ideas, principles, and theories connected to financial planning and asset management throughout their time at this institution. It will also give opportunity for students to put their academic talents into practise in their personal lives as well as in their professional lives, for the benefit of their customers.
• This is one of the greatest financial planning and wealth management courses available in India, and it will assist you in learning about the process of building money, the techniques and instruments used, as well as the management of wealth, among other things.

Benefits In This Course

Topics Covered In This Course

The following topics have been covered :

Session 1: Introduction to Financial Planning and Wealth Management :

• Savings and Investment
• Role of Financial Planning in our lives
• Six-Step Financial Planning Process
• Goal Planning
• Time Value of Money – Basic and Advanced
• Life Cycle and Wealth Cycle
• Risk Profiling and Asset Allocation
• Systematic Approach to Investing – SIP, STP, SWP, DTP
• Financial Planning landscape in India
• Financial Planning vs. Wealth Management
• Economic Cycles and Indicators
• Interest Rate Views and Money Supply: RBI
• The Deficits: Fiscal, Revenue, Primary, CAD

Session 2: Equity :

• Role of Equity
• Active and Passive Investment
• Returns from Passive Exposure to S&P CNX Nifty
• Sector Exposure and Diversification
• Fundamental v/s Technical Analysis
• Fundamental Valuation Approaches – DDM, DCF, FCF, LV
• P/E, P/BV, EV/EBITDA
• Investment v/s Trading

Session 3: Debt :

• Role of Debt
• Deposits and Debt Securities
• Valuation of Debt Securities
• Yields and Interest Rate Risk
• Interest Rate and Debt Investments
• Credit Exposures
• Concentration Risk
• Passive Investments in Debt

Session 4: Alternate Asset Classes :

• Gold
• Real Estate
• Concept of Mutual Funds
• Venture Capital / Private Equity Funds
• Hedge Funds
• Structured Products
• Portfolio Management Services (PMS)

Session 5: Investment Evaluation and Asset Allocation :

• Risk-Return Framework
• Risk-Adjusted Returns – Sharpe’s, Treynor’s, and Jensen’s Ratios
• Factors to consider before choosing an Investment Product
• Risk Profiling
• Why Asset Allocation?
• Strategic vs Tactical Asset Allocation
• Fixed vs Flexible Asset Allocation
• Asset Returns in Equity, Debt, and others

Session 6: Risk Analysis through Insurance and Retirement Planning :

• Risk Assessment
• Life Insurance
• Health Insurance
• HLV vs NBA, How much insurance is needed?
• Retirement Corpus Calculation
• Pension/Annuity Calculation
• NPS – Rules and Importance

Session 7: Elements of Taxation :

• Previous Year and Assessment Year
• 5 heads of income and Gross Total Income
• Income Tax Slabs
• Advance Tax
• Tax Deducted at Source (TDS)
• Exempted Income
• Deductions from Income u/s 80C to 80U
• Long Term and Short Term Capital Gain / Loss
• Speculation Profit / Loss
• Capital Gains Tax exemption under Section 54, 54F, 54EC etc
• Set Off & Carry Forward of Losses and Clubbing of Income

Session 8: Taxation of Investment Products and Estate Planning :

• Dividend Income Tax / Tax on Income Distributed by Mutual Fund
• Securities Transaction Tax (STT)
• Capital Gains Taxation
• Taxation of Fixed Deposits and Fixed Income Products
• Dividend and Growth Options in Mutual Fund schemes
• Basics of Estate Planning
• Succession vs. Interstate Succession
• Nomination
• Power of Attorney
• Inheritance Law
• Types of Will
• Trust Planning

Who Can Enroll In This Course?

Examination For Certificate of Completion

Under this course “Certification in Online Financial Planning & Wealth Management”, the participant will be required to appear for the online examination hosted on the website of Elearnmarkets.com. Please note that the participant will get the Certificate of Completion of NSE Academy Certified Financial Planning & Wealth Management after successfully clearing this examination.

Procedure:

• The student has to appear for an examination hosted on the website itself under “Test section >> Certification Test”
• Note:  The certification test can be appeared by the candidate only once.
• In case of any further assistance, drop in an email to support@kredentacademy.com or call: 9051622255.

Other Details:

• Duration: 1.5 hours.
• Pattern of questions: 50 multiple choice based question of 2 marks each.
• Qualifying marks: 50

Certificate of Completion:

After successful completion the online  examinations, participants can download their certificate from  “My Certificates” tab available on Elearnmarkets dashboard within 10 days from the date of Certificate application done.